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Articles ( Showing 1-20 of 5 items)
Searched for: [ Keywords: "FinTech" ] clear all
Journal Article
Determinants of FinTech and BigTech lending: the role of financial inclusion and financial development
by Peterson K. Ozili
Abstract
Credit markets around the world are undergoing digital transformation which has led to the rise in FinTech and BigTech lending. FinTech and BigTech lending is the provision of credit by FinTech and BigTech providers who have more capital, cutting-edge IT systems, worldwide recognition, greater online presence and are able to handle more big data on computers and mobile phones t [...] Read more

Journal Article
The Impact of Economic Policy Uncertainty on Systemic Risk in the Fintech Industry: Evidence from Crisis Events and the COVID-19 Pandemic
by Aktham Maghyereh  and  Jinxin Cui
Abstract
This paper investigates the effect of economic policy uncertainty (EPU) on the systemic risk of the fintech industry. To achieve this goal, we first estimate the evolution of system-wide systemic risk using the CatFin method. We further examine whether EPU significantly affects systemic risk. Our findings demonstrate that the systemic risk of the fintech industry is time-varian [...] Read more

Journal Article
Impact of third-party online payment systems on trade, export, import, and internet retailing
by Isaac Appiah-Otoo , Xudong Chen , Na Song  and  Camara Kwasi Obeng
Abstract
This study estimates the impact of third-party online payment systems on trade, export, import, and Internet retailing in China. Also, the study examines the financial development mechanism via which third-party payment affects trade, export, import, and Internet retailing in China. By employing a sample of 31 provinces in China covering 2011 to 2018, the findings indicate that [...] Read more

Letter
Transforming personal finance thanks to artificial intelligence: myth or reality?
by Edouard Augustin Ribes
Abstract
Current societal challenges related to retirement planning, healthcare systems’ evolution and environmental changes require households to pay a closer attention to their personal finances. This in turns calls for the associated industry to transform and scale. To do so, the personal finance industry could potentially leverage artificial intelligence tools for which there [...] Read more

Letter
Time-frequency dependency between stock market volatility, and Islamic gold-backed and conventional cryptocurrencies
by Md. Mamunur Rashid  and  Md. Ruhul Amin
Abstract
We extend the Shariah-compliant digital assets and Islamic Fintech literature through exploring the time-frequency associations between the volatility index (VIX) and cryptocurrencies (both Islamic and traditional). Employing wavelet-based technique, we find that Islamic cryptocurrencies demonstrate low or no coherency with stock market volatility compared to traditional crypto [...] Read more